Legacy360 Financial · Education Center
What Is an IUL?
Indexed Universal Life (IUL) is a type of permanent life insurance that offers a death benefit along with a cash value component that may grow based on a market index — while protecting against market downturns.
Life Insurance First
IUL is a permanent life insurance product that provides a death benefit to protect your family.
Index-Linked Growth
Cash value may grow based on a market index (like the S&P 500) — with downside protection floors.
Tax-Advantaged Access
Potential tax-deferred growth and access to cash value through policy loans and withdrawals.
Flexible Premiums
Premium flexibility allows policyholders to adjust payments within policy guidelines.
Ready to See if IUL May Be Right for You?
Take the educational IUL Suitability Assessment — it takes just a few minutes.
Take the AssessmentEducational Disclosure: Legacy360 Financial provides educational information only. Content is not legal, tax, investment, insurance, or financial advice. Insurance product suitability should be reviewed with a properly licensed professional. Indexed Universal Life Insurance is a life insurance product and is not a direct investment in the stock market.